Privacy Policy
Last updated: November 2026. Draft for legal review.
What we collect
When you request a review, we collect the information you provide: your name, phone number, email, ZIP code, age range, and details about your life insurance. With your separate written authorization, we may request policy information from your insurance company.
How we use it
HSK Insurance Solutions LLC ("we"), which operates Smart Life Check, uses your information only to review your coverage, contact you about your review, and, if you choose, help you make changes to your coverage. We may share it with insurance companies and, for life settlements, licensed life settlement brokers or providers, only as needed to carry out what you ask us to do.
What we don't do
We do not sell your personal information. We do not share it with other companies for their own marketing.
Calls, texts and email
If you give consent on our form, we may contact you by phone, text and email about your review. You can opt out anytime by replying STOP to a text, asking the person who calls you, or emailing us.
California residents
California residents may request access to or deletion of their personal information under the California Consumer Privacy Act. Contact us at admin@hskinsurance.com to make a request.
Cookies and advertising
We use cookies and similar tools, including from Google, to understand how visitors find our site and to measure our advertising. These tools may collect information such as the pages you visit and the ad you clicked. You can limit ad personalization in your Google account settings or block cookies in your browser.
Security
We use reasonable safeguards to protect your information. No method of transmission over the internet is completely secure.
Contact
HSK Insurance Solutions LLC (SureCare Insurance Solutions LLC) · CA License #0I06343 · 4719 Viewridge Avenue, San Diego, CA 92123 · admin@hskinsurance.com