Free guide

7 Questions to Ask About an Older Life Insurance Policy

A short, plain-English checklist for anyone who bought life insurance 10 or more years ago, or is helping a parent who did. Read it at your own pace and share it with your spouse or advisor.

  • No sales pitch
  • Takes 5 minutes to read
  • Printable

What's inside

  1. How long will my coverage actually last?
  2. What has my premium done, and what will it do?
  3. Is the death benefit guaranteed, or only projected?
  4. What are my cash value and surrender value?
  5. Do I still need this much coverage?
  6. If it's a term policy, when does the level premium end, and can I convert?
  7. Am I about to surrender or lapse it?